Paying with PayBright is easy. Simply choose the “Pay with PayBright” option at checkout. Then answer a few questions to verify your identity and enter a payment method. Once you’re approved, you’ll see your interest rate and the amount of your monthly payment, as well as the total amount you’ll pay over the six-month loan period. If you accept the terms of the loan, the site will redirect you back to Orchard to complete your purchase.

From there, you’ll make one monthly payment for six months until your loan is paid off. Payments are withdrawn automatically from the payment method you entered so you don’t have to worry about late payments.